I am really struggling to set a goal. I am saving, because everyone tell me that is what I should be doing, but I am just not sure what I am saving for. How will I know when I am done. I don’t have a holiday or a car or anything I want to buy on the horizon. I have good habits, I don’t spend on unnecessary things, I have cut out the expensive coffee’s and keep my grocery shopping to the simple things which has enabled me to put a few quid away, I am left living the life of a broke person, all the time my savings are racking up like never before, but I don’t know why I am doing it to myself! When can I stop saving and start spending?