All Chip savers have been given a VIP pass to jump the queue and unlock Chip+1.
1. Open Chip. Tap “Earn 1.25%” in the top left.
You’ll find a few other prompts around the app too.
2. Share your VIP passcode with a friend and invite them to Chip.
You can share your code with as many people as you like, but only the first person to enter it can use it.
They need to be new to Chip (they can’t be an existing Chip saver) and they need to enter their VIP passcode in the first week of signing up.*
3. Your friend signs up to Chip and enters your VIP passcode.
After they enter it and make their first save, you both get access to Chip+1 and can deposit and auto-save into the market’s leading easy-access account earning 1.25% returns.