Chip card for savers!

We are at a passing stage now for innovation and now as inflation rises we are all looking at saving. I have seen the investment opportunities of Starling and Monzo with their ability of sharing their money between members. Can we introduce cards for chip members and free money transfer between members? There is already a charge for the chip AI technology do you think that customers and/or shareholders could transfer money between the members?
How about incorporating new technology when using a card… when we spend with the card the payment is rounded up and put into our savings!

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