ChipLite & ChipAI

Hello, so after updating the app and being informed of the new plans I haven’t found it too clear about a change in fee structure.

Before I always managed to keep auto saves under £100 a month and therefore never had to pay any charges. Under the new plans, it seems this has changed that as soon as you have auto saved £100 in total you will start paying the charge every month regardless of how much or how little you’ve saved.
I don’t have an issue with this as I’m happy to help chip grow as they’ve helped me loads, I asking for clarity as it does seem to have been communicated well as a change in the way fees work.

Also is there still a 50p withdrawal charge or has this been removed or what?