The introduction of a fee is really disappointing to hear. I know people use chip in different ways, but for me paying to save my own money is just a no go. I usually manually save around £100-£150 at the start of the month then use small autosaves to add a little bit extra to that. If I understand correctly I would be paying the fee for performing my own save as it is over the £100 threshold? I can do the same thing and move the money into a normal savings account and not pay anything.
There are lots of features I looked forward to when I first joined chip, such as multiple goals and especially shared goals with other people. Some of these features have been implemented but with considerable room for improvement, and others I never heard anything about again. It’s disappointing to say the least, especially as an investor I don’t feel like Chip is moving in the direction I originally believed it would. If the fee is introduced then I’m afraid I will unfortunately be leaving chip. Sad news.