Hi Chip community,
I have an instant access account and considering making the jump to moneybox since the rates on one of their accounts is now 4%.
I haven’t been with chip long. Haven’t had a payout, but always considering other options where my money is better off.
My question being, if I withdraw my balance, will the pending balance still be there and pay me out next month? or does it disappear? Or how does it work?
So for example and to put it into context, if I have £1000, and I have say £5 in interest pending, if I withdraw the £1000, does the £5 still exist? Or does it go?
Thanks for all of your help