My other half and I are thinking about starting a family and realised we would need to open a joint account and set up a physical direct debit. Is there scope to set up a joint CHIP account? Each person could set there own save levels but the money go into one pot, for legality sake it could show each persons input (just in case of separation) and both parties would have to agree to a withdrawal.
I don’t think you are able to have a joint chip account. I’ve got a joint current account that is connected to a chip account in my name to get round this.
Works well enough but my partner only has access through my app